By: ELLA RAY, QUINN MARCEAUX AND GRACE THOMPSON LSU Manship School News Service BATON ROUGE--Gov. Jeff Landry opened the 2025 legislative session with a warning: When it comes to fixing Louisiana’s insurance crisis, personal injury lawyers and insurance companies are in for a reckoning. Landry called the skyrocketing insurance rate a “dark cloud” that is looming over the state. He vowed to p…